I have a solution to the purported "crisis" in health care.  Here goes:

1. We will select one insurance company which we will allow to gain a monopoly over the entire health care system.
2. We will give that insurance company the right to set whatever premiums it wishes.
3. We will entitle that insurance company with the power to collect premiums by force.
4. We will allow that insurance company to allocate health care resources however it sees fit, to whomever it deems most worthy of services.

Oh, wait.  That's already been proposed.

Sorry, my bad.